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Discounted Loans for Healthcare & First Responders
Vehicle Loans
Other Loans
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Digital Services
Financial Wellness
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Home & Equity Loans
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Financial Investments
Financial Planning
Accounts & Services
Loans & Credit
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Business
About
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You are leaving the Yolo Federal Credit Union website. Yolo Federal Credit Union provides links to external sites for the convenience of its members. By clicking “Continue” you will be directed to an external website owned and operated by a third party. These external websites are not controlled by Yolo Federal Credit Union and Yolo Federal Credit Union makes no representation or warranty, express or implied, to the user concerning the information, content, presentation, accuracy or opinion of these sites or the quality, safety, or suitability of any software found on these sites. The privacy policies of Yolo Federal Credit Union do not apply to external sites and users should consult the privacy policies on these sites for further information. Thank you for visiting the Yolo Federal Credit Union website..
To qualify for membership, you must live, work, worship, attend school in Yolo, Sacramento, Placer, or El Dorado counties.
To apply for a Home Loan, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office.
To qualify for membership, you must live, work, worship, attend school in Yolo, Sacramento, Placer, or El Dorado counties.
To apply for a Home Loan, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office.
Business Accounts
Bank smarter. Grow faster.
Everything you need to get your business on the right track.
Schedule Appointment
Online and mobile banking
eStatements
Online bill pay to save you time
Variable terms available
Online and mobile banking
Free eStatements if you'd like to go green
No minimum balance
Variable terms available
Overdraft protection
Online and Mobile Banking
Rates & Fees
Simply Free Business Checking
Regular Business Checking
Rates & Fees
Savings Accounts
Business CD Savings
Have questions or ready to apply?
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What our members say:
Frequently asked questions
What are the fees associated with the Checking Accounts?
Simply
Free Checking Fees:
- $0.25 per transaction after exceeding 100 transactions per month.
Regular
Business Checking Fees:
- $0.25 per transaction after exceeding 200 transactions per month.
- $10.00 per month if you fall below the minimum balance.
Can I open just a Checking Account?
To become a member of Yolo FCU, all members are required to have a Savings account. Joining Yolo FCU and opening a Savings account allows you access to all of the perks and benefits of credit union membership, including low rates on auto loans, discount tickets to theme parks, convenient digital banking options, and access to over 30,000 CO-OP ATMs.
What do I need to open a Business Account?
All Business Accounts require different types of documentation. Click here to view our Business Account Document Checklist or visit our Business Resource page for more information.
How much do I need to deposit to open a Business Savings Account?
You need to deposit $1, which secures your Yolo Federal Credit Union membership.
There is a minimum balance of $100 to avoid a $5 monthly fee. If your balance stays below this, you will be assessed a $5 fee for each month. The fee may be waived if your are:
- Younger than 23 years old
- Receive a direct deposit each month
- Have a loan or deposit account with us that is greater than $5,000
Have questions? We are here to help.
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Meet Penny! Your virtual assistant, here to help you 24/7:
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Call us:
Toll Free:
(877) YOLOFCU (965-6328)Mon-Fri 10am-5pm
Sat 10am-2pm
Sat 10am-2pm
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Skip the line, schedule appointment:
Meet us at one of our branches or schedule a call
Everyone who lives, works, worships, or attends school in Yolo,
Sacramento, Placer, or El Dorado counties is eligible for membership.
Sacramento, Placer, or El Dorado counties is eligible for membership.
Everyone who lives, works, worships, or attends school in Yolo, Sacramento, Placer, or El Dorado counties is eligible for membership.
