Money Market Accounts

We'll show you the money

With a Money Market Account, you can enjoy a cushy interest rate while still getting the freedom you need.
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No monthly fees
No monthly fees
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No monthly fees

Flexible access to funds

Competitive rates

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No term commitment

Higher balances earn more dividends

Higher balances earn more dividends

Higher balances earn more dividends

Rates & Fees

Money Market
Premium Money Market

Achieve Financial Success Program

Empower your financial decisions with confidence. The Achieve Financial Success program offers you access to valuable tools and resources that help you make the right financial choices for yourself and your family. Grow your financial future close to home.
Access free learning modules
Get guidance on homeownership and small business essentials
Build your financial foundation, including money management and investing
Learning program

Have questions or ready to apply?

What our members say:
“The Member Relationship Specialist explained everything clearly. I enjoyed the application from start to finish. I feel I can trust Yolo Federal Credit Union with all my banking needs.”
Rogers Long
“My brother is disabled and needs extra help…Yolo Federal goes out of its way to help him, from checking issues to change purchases. They give him a seat and come to him since it is hard for him to stand for any length of time.”
Jonathan Cowan
“Love banking here💕”
Jeanie Morrison
“The team at Yolo FCU … is awesome. They treat all the members as if they are family, and my experience with them was nothing short of spectacular! I would recommend them to everyone I know!”
Abbas Chechi
“Best bank ever”
Monica Gallardo
“I couldn’t be more thankful for … how streamlined the experience was. I would recommend Yolo FCU to anyone looking for a place to handle their financial needs.”
James Haws
Yolo FCU Member
“This is a great bank!!! The staff is awesome.”
Matt Amundson
Yolo FCU Member
“Love our Credit Union. Staff is always friendly, courteous, and very helpful.”
Suzy Tadlock
Yolo FCU Member

Knowledge that gives you the power

The resolution train

However, maintaining your resolution could be hard. To help, we’ve put together a list of our top 5 tips.

Balancing FOMO and your budget

In this blog, we outline three steps you can take to overcome that FOMO feeling.

Budgeting: pay yourself First

Most budgets focus on expenses. However, the pay yourself first method (aka reverse budget) prioritizes savings goals before expenses.

Financial education = financial success

How can we increase our confidence when making financial decisions? With financial education, of course.

The resolution train

However, maintaining your resolution could be hard. To help, we’ve put together a list of our top 5 tips.

Budgeting: pay yourself First

Most budgets focus on expenses. However, the pay yourself first method (aka reverse budget) prioritizes savings goals before expenses.

Balancing FOMO and your budget

In this blog, we outline three steps you can take to overcome that FOMO feeling.

Financial education = financial success

How can we increase our confidence when making financial decisions? With financial education, of course.

Frequently asked questions

What is the minimum balance required for Money Market?

The minimum balance is $2,500. There is a $8 fee if the account falls below the minimum balance. A $5 excess withdrawal applies if there are more than 6 withdrawals per month.

What is the minimum balance required for Premium Money Market?

The minimum balance is $100,000. If the minimum balance falls below that the is a fee of $10.00. There is also an excess withdrawal fee of $10.00.

The future's looking good

Open Account

Have questions? We are here to help.

Everyone who lives, works, worships, or attends school in Yolo,
Sacramento, Placer,
or El Dorado counties is eligible for membership.
Everyone who lives, works, worships, or attends school in Yolo, Sacramento, Placer, or El Dorado counties is eligible for membership.