Discounted Loans for Healthcare & First Responders
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You can use the HELOC funds for a variety of purposes, including home improvements, education expenses, or unexpected costs.
If you're planning renovations, remember to secure your HELOC or Home Equity before you begin.
Yes, there may be fees associated with the HELOC. Please see the disclosure below for details. For Home Equity Loan fees, please contact our Real Estate Department at realestate@yolofcu.org.
Yes, an appraisal is required (payment due at ordering and then refunded at successful closing).
To apply, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office.
To qualify for membership, you must live, work, worship, attend school, or looking to purchase your primary residence in Yolo, Sacramento, Placer, or El Dorado counties.
Individuals employed as a nurse, doctor, firefighter, police officer, paramedic, or support professional in the first responder or healthcare system.To receive the discount first responders or healthcare professionals must provide proof of employment such as Paystub, ID badge, etc.
Offer cannot be combined with any other offer
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