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You are leaving the Yolo Federal Credit Union website. Yolo Federal Credit Union provides links to external sites for the convenience of its members. By clicking “Continue” you will be directed to an external website owned and operated by a third party. These external websites are not controlled by Yolo Federal Credit Union and Yolo Federal Credit Union makes no representation or warranty, express or implied, to the user concerning the information, content, presentation, accuracy or opinion of these sites or the quality, safety, or suitability of any software found on these sites. The privacy policies of Yolo Federal Credit Union do not apply to external sites and users should consult the privacy policies on these sites for further information. Thank you for visiting the Yolo Federal Credit Union website..
To qualify for membership, you must live, work, worship, attend school in Yolo, Sacramento, Placer, or El Dorado counties.
To apply for a Home Loan, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office.
To qualify for membership, you must live, work, worship, attend school in Yolo, Sacramento, Placer, or El Dorado counties.
To apply for a Home Loan, you must qualify for membership, and the property must be located in Yolo, Sacramento, Placer, or El Dorado counties or within 50 miles of our corporate office.
Certificates (CD)
Make more money
Enjoy a better interest rate by setting your cash aside.
Schedule Appointment
Certificate Rate
6o month term
2.80
APY*
2.80
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Terms from 3 to 60 months
Investing advice
Flexible deposit amounts
Certificate (CD)
Our Certificates (CDs) let you earn higher interest by locking in your money for a set time. You choose the deposit and term, and we offer great rates.
Or choose Step-Up Certificate, with a 36-month term, which allows you to raise your rate once during your term.
Or choose Step-Up Certificate, with a 36-month term, which allows you to raise your rate once during your term.
Highlights
Flexible timing: terms range from 3 to 60 months
Flexible deposit: choose any amount $500 or more
Flexible timing: terms range from 3 to 60 months
A personal touch: we can also help advise you on investing
Flexible deposit: choose any amount $500 or more
Rates and Fees
CD Savings
Step-Up! CD Savings
Savings calculator
Reach your goal
Final Balance
$0
Total Contributions
$0
Total Interest Earned
$0
Ready to apply or have questions?
Schedule Appointment
What our members say:
Knowledge that gives you the power
The resolution train
However, maintaining your resolution could be hard. To help, we’ve put together a list of our top 5 tips.
Balancing FOMO and your budget
In this blog, we outline three steps you can take to overcome that FOMO feeling.
Budgeting: pay yourself First
Most budgets focus on expenses. However, the pay yourself first method (aka reverse budget) prioritizes savings goals before expenses.
Financial education = financial success
How can we increase our confidence when making financial decisions? With financial education, of course.
The resolution train
However, maintaining your resolution could be hard. To help, we’ve put together a list of our top 5 tips.
Budgeting: pay yourself First
Most budgets focus on expenses. However, the pay yourself first method (aka reverse budget) prioritizes savings goals before expenses.
Balancing FOMO and your budget
In this blog, we outline three steps you can take to overcome that FOMO feeling.
Financial education = financial success
How can we increase our confidence when making financial decisions? With financial education, of course.
Frequently asked questions
What is the minimum deposit to open a Share Certificate?
The minimum deposit to open a Share Certificate is $500.
How is Student Checking different than Simply Checking?
The Share Savings account minimum balances is waived with Student Checking until the account owner turns 23.
Can I open just a Checking account?
No, all Yolo FCU members are required to have a membership Savings Account. Joining Yolo FCU and opening a membership savings account allows you to access all the perks and benefits of credit union membership, including low rates on Auto Loans, convenient digital banking options, access to 30,000 CO-OP ATMs nationwide, and more!
How do I sign up for Shortcut to Savings?
Easily enroll your Debit Card through Online Banking or at a branch. Once you're enrolled, we'll round up every debit purchase* to the nearest dollar. For example, if you spend $9.50 on a purchase, we'll transfer $0.50 from your Checking to your Savings.
Savings will be added together into one transaction amount and transfer from your Checking to savings the day after purchaseswere made.
Online & Mobile Banking
- Login and click on "Tools" (or click "More" then "Tools" from Mobile Banking)
- Select "SecureForms"
- Complete the Shortcut to Savings form and submit
Ready to apply?
It only takes a few minutes.
Schedule Appointment
Have questions? We are here to help.
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Meet Penny! Your virtual assistant, here to help you 24/7:
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Call us:
Toll Free:
(877) YOLOFCU (965-6328)Mon-Fri 10am-5pm
Sat 10am-2pm
Sat 10am-2pm
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Skip the line, schedule appointment:
Meet us at one of our branches or schedule a call
Everyone who lives, works, worships, or attends school in Yolo,
Sacramento, Placer, or El Dorado counties is eligible for membership.
Sacramento, Placer, or El Dorado counties is eligible for membership.
Everyone who lives, works, worships, or attends school in Yolo, Sacramento, Placer, or El Dorado counties is eligible for membership.
